Secure your best finance withThe Gold Coast Finance Experts
Work with local finance specialists to find the best loan for your needs at the lowest rates in Australia’s competitive lending market. Estimate Your Loan Now!
This calculator comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for finance or any indication that an application has been received or approved. The repayments quoted may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.
Get the Most Competitive Rates with Our Loans Gold Coast Experts
The best finance starts with the best interest rates. We not only assist business owners and individuals to find those best available rates, we do the hard work to negotiate and secure the most competitive rates to meet their profile and loan requirements. Rates vary across the lending market, across the range of credit facilities and for different credit profiles.
Connecting with the lender which aligns with the applicant’s profile, is a crucial first step in the process. With our 80+ lender accreditations, our expertise and experience, we have the resources and the enthusiasm from our brokers to find you, your best rates and most affordable loan. Compare our rates with others by calculating loan estimates with our finance calculator.
For a quote, personally sourced and based on your specific details – connect with us!
We specialise in sourcing affordable, workable consumer and business loan solutions on behalf of our customers. Offering a large selection of loan options from a varied selection of lenders, all available to you by connecting with us. Our lender accreditations include highly competitive lenders in both the banking and the non-banking sector. To discuss your loan requirements, connect with us online or by phone.
- Most competitive rates from 80+ Lenders.
- Loans through banking and non-banking sector.
- Experienced brokers to handle your individual requirements.
Read more...
Get your best finance at the most competitive rates sourced to meet your specific requirements by our trusted expert brokers.
We have a complete portfolio of commercial and consumer loans and more than 80 lenders for those essential best rates.
Options to Suit Specific Purchases & Purposes - Full Range of Business & Personal Gold Coast Loans
As specialists in the field of commercial lending, we provide business operators with a complete selection of asset finance options – Chattel Mortgage, Leasing, Rent-to-Own and Commercial Hire Purchase. Loans are individually sourced, negotiated and structured to suit ROI targets, cash flow requirements and ownership cycles with competitive rates and negotiated terms. Assets we finance include all types of heavy vehicles, commercial vessels, business cars and all plant, machinery and equipment used in a commercial enterprise. We work with all types of commercial entities – small and large companies, family enterprises, partnerships, trusts, sole traders, SMEs and start-ups from across the Queensland industry sector. Whether on the GC, in Brisbane, in FNQ, the outback or in a regional town, connect with our experienced brokers to secure affordable financing to support your operation.
The success of finance can depend on securing the right solution. We offer operators a selection of targeted commercial loans that specifically address key problems experienced by many businesses. Our Overdrafts are affordable and can present a flexible option on a short-term or ongoing basis to address cash flow fluctuations. Meeting large insurance premiums is addressed through our Insurance Premium Funding with instalments structured to suit individual requirements. Debtor Invoice Funding provides a smart and cost-effective solution where businesses face issues with slow-paying customers. Unsecured and Secured Business Loans are also available to cover a wide range of expenses not suited to asset finance. Every solution is individually sourced, negotiated and structured to best meet the individual needs of the business. For a no obligation discussion of how we can assist your business to thrive, speak with one of our brokers.
Accessing affordable finance can be a major obstacle to getting a new business off the ground. We support start-up operators with our access to No Docs and Low Docs loan options through our specialist lenders. This type of finance can be secured with no financials, with minimal turnover and with minimal trading history. If bad credit is preventing you from securing cost-effective loans, speak with us about the solutions we may offer through our large lender base. Our brokers provide a no judgement and helpful approach as we strive to secure solutions to support our customers with affordable funding. Have a confidential discussion with us and discover the possibilities we may be able to achieve for you.
Tick those purchases off your wish list with our affordable personal secured loans. We quickly match you with the most suitable lender to ensure you are offered the most competitive rates based on your credentials. Secured loans are extremely straightforward with the goods being financed forming the collateral or security for the loan. Our rates are fixed and terms are fixed to deliver fixed monthly payments. Providing confidence and assurance that your loan payments will not change over the finance term. The best rates are available on new goods, but we secure competitive rates and conditions on used car, boat, RV and motorcycle loans. The amount you can borrow on your purchase – your credit limit, which may determine the deposit required, is determined when lenders assess your application. A process which we handle for you. To check your eligibility, find out your credit limit and move closer to your new purchase, contact us.
To realise our aspirations, many individuals will need finance. Our versatile Unsecured Personal Loans may offer the support required to make dreams a reality. This type of credit can be utilised to finance a wide range of personal purposes not suitable for secured credit. These can include holidays and travel, educational and medical costs, weddings and other milestone occasions, small-scale home improvements, household goods and furniture, and similar. No collateral is required so rates are higher than secured loans. Our access to more lenders allows us to find the most competitive rates to deliver an affordable outcome. Apply now and let us find you your best unsecured finance.
Expertly Customised Business Asset Finance
As specialists in the field of commercial lending, we provide business operators with a complete selection of asset finance options – Chattel Mortgage, Leasing, Rent-to-Own and Commercial Hire Purchase. Loans are individually sourced, negotiated and structured to suit ROI targets, cash flow requirements and ownership cycles with competitive rates and negotiated terms. Assets we finance include all types of heavy vehicles, commercial vessels, business cars and all plant, machinery and equipment used in a commercial enterprise. We work with all types of commercial entities – small and large companies, family enterprises, partnerships, trusts, sole traders, SMEs and start-ups from across the Queensland industry sector. Whether on the GC, in Brisbane, in FNQ, the outback or in a regional town, connect with our experienced brokers to secure affordable financing to support your operation.
Finance Solutions Targeted to Specific Issues
The success of finance can depend on securing the right solution. We offer operators a selection of targeted commercial loans that specifically address key problems experienced by many businesses. Our Overdrafts are affordable and can present a flexible option on a short-term or ongoing basis to address cash flow fluctuations. Meeting large insurance premiums is addressed through our Insurance Premium Funding with instalments structured to suit individual requirements. Debtor Invoice Funding provides a smart and cost-effective solution where businesses face issues with slow-paying customers. Unsecured and Secured Business Loans are also available to cover a wide range of expenses not suited to asset finance. Every solution is individually sourced, negotiated and structured to best meet the individual needs of the business. For a no obligation discussion of how we can assist your business to thrive, speak with one of our brokers.
Specialist Finance for Start-ups & Operators with Bad Credit
Accessing affordable finance can be a major obstacle to getting a new business off the ground. We support start-up operators with our access to No Docs and Low Docs loan options through our specialist lenders. This type of finance can be secured with no financials, with minimal turnover and with minimal trading history. If bad credit is preventing you from securing cost-effective loans, speak with us about the solutions we may offer through our large lender base. Our brokers provide a no judgement and helpful approach as we strive to secure solutions to support our customers with affordable funding. Have a confidential discussion with us and discover the possibilities we may be able to achieve for you.
Competitive Fixed Rates on Personal Secured Boat, Car, Caravan, Motorbike Loans
Tick those purchases off your wish list with our affordable personal secured loans. We quickly match you with the most suitable lender to ensure you are offered the most competitive rates based on your credentials. Secured loans are extremely straightforward with the goods being financed forming the collateral or security for the loan. Our rates are fixed and terms are fixed to deliver fixed monthly payments. Providing confidence and assurance that your loan payments will not change over the finance term. The best rates are available on new goods, but we secure competitive rates and conditions on used car, boat, RV and motorcycle loans. The amount you can borrow on your purchase – your credit limit, which may determine the deposit required, is determined when lenders assess your application. A process which we handle for you. To check your eligibility, find out your credit limit and move closer to your new purchase, contact us.
Realise Personal Aspirations with Our Versatile Unsecured Personal Loans
To realise our aspirations, many individuals will need finance. Our versatile Unsecured Personal Loans may offer the support required to make dreams a reality. This type of credit can be utilised to finance a wide range of personal purposes not suitable for secured credit. These can include holidays and travel, educational and medical costs, weddings and other milestone occasions, small-scale home improvements, household goods and furniture, and similar. No collateral is required so rates are higher than secured loans. Our access to more lenders allows us to find the most competitive rates to deliver an affordable outcome. Apply now and let us find you your best unsecured finance.
Connect with Specialist Loans Gold Coast Brokers – Prompt Service, Personal Attention, Custom Solutions
- Directly access finance experts without a referral.
- Specialist brokers in commercial and consumer loans.
- Prompt, personal attention to your specific requirements.
- Get pre-approved loans and buy to suit your finances.
- Time-saving service, your loan handled by professionals.
Plan Your Finance – Get Quick Estimates with Our Loans Gold Coast Calculator
Whether investing in a major business asset acquisition, buying a new car, or needing a loan for a holiday, our finance calculator makes easy work of the planning process. This flexible, easy-to-use device allows both business finance and personal loan seekers the opportunity to calculate their own repayment estimates.
Use the calculator to compare different options – makes, models, with and without accessories, with price differentials. Plan what deposit you should make to achieve repayments in your budget zone. Prepare how you would like your loan structured with terms and balloons. Obtain figures to use in business budgets to plan acquisitions to suit cash flow.
Simply enter the figures relating to your loan requirements – loan amount, relevant interest rate, preferred term, balloon for CHP and Chattel Mortgage, and the calculator completes the computations. Displaying the monthly payment estimates for those figures. Change the figures to calculate another estimate. It’s that simple and it’s that fast.
Get your quick estimates now and contact us for a quick quote based on your credentials.
- Quick, simple operation for loan estimates.
- Versatile, flexible – suits all credit facilities.
- Compare, prepare, plan & support decision-making.
For a Simple Application Process, Fast Approvals – Use Our Gold Coast Loans Service
We make it easier to not only secure the most competitive finance but to apply for your loan. We handle the complete process on behalf of customers, starting with assisting with the application. We’ll advise the specifics required for the credit facility required when we receive your initial details.
We assign a broker to each customer to ensure streamlined communications, prompt, professional and efficient service and fast approvals. Loan applications can be made online or by phone, before or after the purchase commitment.
The most frequently asked questions
Will my secured car loan payments change over the term?
Secured car loans are generally provided with a fixed interest rate. This rate will not change over the term of the loan. The repayments with a fixed rate loan will also not change over the term. If the loan has a variable interest rate, it is subject to change if the lender changes their rates on that particular credit product.
Are new businesses eligible for truck leasing?
All commercial entities, including new businesses, that have a current ABN and ID, can be eligible for commercial finance including truck leasing. New businesses may not meet all the criteria set by banks and some other lenders for loan approval. These criteria relate to minimum 1-2 year trading periods and having full financials including 12 months of turnover figures. New businesses without complete financials may source No and Low Doc Truck Loans through brokers.
What is a Comparison Rate?
A Comparison Rate relates to consumer credit products as a requirement set by ASIC under Consumer Credit Regulations. It is the interest rate calculated on a specific loan example using the advertised rate and with lender fees and charges are included. The example details will be detailed adjacent to the Comparison Rate.
What is a balloon?
A balloon is an inclusion with Commercial Hire Purchase and Chattel Mortgage. It is a percentage of the finance total which is due for payment in full after the final monthly payment is made.
Can I get a personal loan for travel?
Travel may be financed with an unsecured personal loan, subject to individual lender guidelines.
How old do you have to be to get a car loan?
To be eligible for consumer credit under Australian laws, applicants must be over the age of 18 years. Other requirements include having employment and verifiable income, Australian residency and address or appropriate visa, and to provide financial documents.
What is the best finance option for a prime mover?
Prime movers may be financed with the operator’s choice of Rent-to-Own, CHP, Lease or Chattel Mortgage. The most suitable credit product is the one with features in line with the financial objectives, balance sheet approach, accounting method and tax strategy of the business.
Are commercial finance payments a tax deduction?
Commercial asset finance provides tax deductions. The payments on Lease and Rent-to-Own are deductions. Only the interest portion of CHP and Chattel Mortgage payments are a deduction. These products offer a deduction when the asset is depreciated.
Are car loans the same for petrol, diesel and EV models?
Yes. The same credit personal and business finance products may be used to finance all fuel system vehicles, and all makes and models.
What is a loan calculator?
A loan calculator is an online device which carries out complex finance calculations to allow users to get estimated repayments on their loans. The user types in the values pertaining to their loan and the calculator carries out the calculations to display the monthly payment estimate.
Let Easy Finance simplify the process by taking care of the complicated steps for you
